Krikya KYC & AML Policy

Krikya applies KYC and AML procedures to confirm user identity, prevent fraud, and counter illicit financial activity across all transactions. These controls form the foundation of a safe and well-regulated platform.

Users of the platform benefit from the following guarantees:

• Fair play: All account holders operate under equal conditions, free from manipulation or unfair advantage.
• User safety: Personal and financial data is protected through rigorous security measures.
• Transparency: All identity and document submission processes are clearly communicated and consistently applied.
• Regulatory compliance: The platform fulfils its reporting obligations and adheres to applicable legal and licensing requirements.
• Account protection: Measures are in place to prevent unauthorised access, misuse, or fraudulent claims on user accounts.

Every new user registered on the platform is required to complete an identity check before accessing full account functionality, including deposits, withdrawals, and certain gameplay features. The following categories of documents may be requested during the ID verification process:

• Government-issued photo identification: A valid national ID card, passport, or equivalent official document confirming the user’s full legal name and date of birth.
• Proof of residential address: A recent utility bill, bank statement, or official correspondence confirming the user’s current address.
• Payment method ownership confirmation: Documentation establishing that the payment instrument used is registered in the name of the account holder.
• Additional supporting documents: In certain cases, further documentation may be requested to complete the verification process in accordance with regulatory requirements.

Krikya implements a structured set of controls to detect, prevent, and report money laundering, terrorism financing, and other forms of illegal financial activity on the platform. The following measures are applied as part of ongoing AML compliance:

• Transaction monitoring: All deposits, withdrawals, and account activity are subject to continuous review to identify patterns inconsistent with normal usage.
• Automated detection systems: Rule-based and algorithmic tools flag transactions or behaviours that may indicate suspicious activity.
• Enhanced due diligence: Users presenting elevated risk profiles, or involved in high-value events, are subject to additional scrutiny and document submission requirements.
• Review of large or unusual transfers: Transactions exceeding defined thresholds or deviating from expected behaviour are referred for manual assessment.
• Risk scoring: Each account is assigned a risk level based on verified personal data, transaction history, and usage patterns.
• Sanctions and PEP screening: All users are checked against international sanctions lists and databases of politically exposed persons (PEPs).
• Reporting to competent authorities: Where evidence of financial crime is identified, the platform fulfils its reporting obligations to the relevant regulatory or law enforcement bodies.

Certain actions are strictly forbidden on the platform in order to maintain the integrity of KYC and AML procedures and ensure the safety of all users. The following conduct is prohibited:

• Operating multiple accounts: No individual may register or use more than one account on the platform.
• Submitting forged or stolen documents: The use of falsified, altered, or impersonated identification during document submission is a serious violation.
• Attempting to launder funds: Any use of the platform to move, conceal, or legitimise proceeds of criminal activity is strictly prohibited.
• Manipulating platform systems: Exploiting technical vulnerabilities or interfering with platform operations is not permitted.
• Transferring or selling account access: Account credentials must not be shared with, sold to, or used by any third party.
• Using third-party payment instruments: Deposits and withdrawals must be made using payment methods held in the name of the verified account holder only.
• Misrepresenting personal identity: Providing false, misleading, or incomplete personal data during registration or the ID verification process constitutes a breach of platform policy.

Any breach of KYC or AML obligations will result in enforcement action proportionate to the nature and severity of the violation. Applicable measures include temporary or permanent account suspension, freezing or confiscation of funds linked to suspicious activity, cancellation of bets or associated winnings, and reporting to competent authorities where applicable.

Each account holder is responsible for ensuring that all personal data provided to the platform is accurate, complete, and kept up to date at all times. Users must complete the ID verification process within the timeframe specified by the platform and respond promptly to any requests for additional document submission. Only payment instruments registered in the name of the verified account holder may be used for transactions on the platform. In the event that a user becomes aware of any suspicious activity on their account or encounters conduct that may indicate fraud or financial crime, they are required to report this to the platform’s support team without delay. Failure to meet these responsibilities may affect account standing and access to platform services.

Krikya is committed to upholding fair play and full transparency across all aspects of its platform, ensuring that every user operates within a safe, regulated, and equitable environment. The following principles guide the platform’s approach to compliance and user protection:

• Compliance with KYC and AML standards: All procedures adhere to applicable regulatory requirements and are applied consistently across the user base.
• Confidentiality and protection of personal data: Information collected during identity checks and document submission is stored securely and used solely for compliance purposes.
• Ongoing monitoring for suspicious activity: Transaction monitoring and account reviews are conducted continuously to identify and address potential risks.
• Prevention of manipulation and unfair conduct: Security measures are in place to detect and respond to any attempt to exploit or misuse the platform.
• User support on safety matters: The platform provides guidance to users on their obligations and on how to report concerns related to account security.
• Shared responsibility: Compliance with KYC and AML standards is a joint obligation of the platform and its users, essential to maintaining a trusted environment.
• Equal conditions for all users: Every registered account holder is subject to the same verification procedures, rules, and standards, ensuring no individual receives preferential treatment.